Condo Insurance

If you’re a condo owner, it’s important to have the right insurance in place to protect your property and your belongings in the event of damage or theft.

 

Condo Insurance Basics

First, let’s cover the basics. Condo insurance policies typically offer coverage for your personal belongings, as well as damage to the condo unit itself. It’s important to make sure that your policy includes both personal property and structural protection, as these are two of the most common types of claims made by condo owners.

In addition, you’ll also want to make sure that your policy includes liability coverage. This will protect you in the event that someone is injured on your property or if you’re found liable for any damage or injuries that occur.

When comparing policies, be sure to ask about the deductible amount. This is the amount that you’ll have to pay out of pocket before your insurance policy kicks in. Generally, the higher the deductible, the lower your premiums will be.

Finally, don’t forget to review your policy regularly and update it as needed. Things like new furniture or electronics can increase the value of your belongings, so it’s important to make sure that your policy reflects this.

Contact Our Expert Team

With these tips in mind, our agents are standing by to help you find the ideal amount of protection for your condo at the lowest rate possible. Consultations are always free, so call or click the get-a-quote button below to get started.